150+ Best UK FinTech Startups & Companies | Best FinTech Companies Award 2021

FinTech is big business in the UK. We have selected the top 150 FinTech companies across the size spectrum to showcase. These startups and companies are all taking different approaches to innovating the FinTech industry, that diversity of innovation is what makes the UK so great. 

We selected these startups and companies for exceptional performance in one of these categories:

Innovation

Growth

Management

Societal impact

The best FinTech startups and firms in the UK

We have profiled the top 150 FinTech startups, companies and firms in the UK. This list is in no particular order, all of the companies showcased here are exceptional companies, well worth following. 

We want to help you grow your

FinTech

company. SEO made simple.

No upfront fees and rolling 1 month contracts. ROI driven SEO.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Monzo

Monzo is a digital-only bank platform and marketplace that allows customers to access a range of products and services.

Website | LinkedinTwitterFacebook

Wise

Wise is a money transfer service allowing private individuals and businesses to send money abroad without hidden charges.

Website | Linkedin | Twitter | Facebook

Paysafe

Paysafe is a global payments provider offering a range of payments solutions for businesses and consumers.

Website | Linkedin | Twitter | Facebook

Marshmallow

Marshmallow is a full-stack insurance carrier driven by technology.

Website | Linkedin | Twitter | Facebook

Curve

Curve is a banking platform that consolidates cards and accounts into one smart card and app.

Website | Linkedin | Twitter | Facebook

Celsius Network

Celsius Network is a blockchain-based lending platform that is accessible through a free mobile app.

Website | Linkedin | Twitter | Facebook

Checkout.com

Checkout.com is an API-based platform providing online payment solutions that improve the user's checkout experience.

Website | Linkedin | Twitter | Facebook

Form3

Form3 is a cloud native payments-as-a-service platform that designs, builds, and runs the technology that powers the future of payments.

Website | Linkedin | Twitter | Facebook

GoCardless

GoCardless is a payment company that makes collecting payments by direct debit easy for everyone.

Website | Linkedin | Twitter | Facebook

Starling Bank

Starling Bank is a mobile banking platform that offers personal, joint, and business accounts.

Website | Linkedin | Twitter | Facebook

TrueLayer

TrueLayer is a fintech platform utilized to build financial apps that connect to bank data, verify accounts, and access transactions.

Website | Linkedin | Twitter | Facebook

Passfort

PassFort is a turnkey compliance solution for onboarding customers in regulated markets.

Website | Linkedin | Twitter | Facebook

Onfido

Onfido is a technology company designed to automate the process of identity verification.

Website | Linkedin | Twitter | Facebook

Railsbank

Railsbank believes that the embedded finance economy is a fundamentally different way of creating relationships between companies and consumers. It is passionate about enabling brands to build relevant finance experiences to drive customer engagement and loyalty.

Website | Linkedin | Twitter | Facebook

Currencycloud

Currencycloud specializes in a fully cloud-based platform for B2B cross-border payments.

Website | Linkedin | Twitter | Facebook

Fluency

Fluency is a CBDC proprietary blockchain revolutionising and powering the existing financial system.

Website | Linkedin | Twitter | Facebook

Funding Circle

Funding Circle is a lending platform for small businesses.

Website | Linkedin | Twitter | Facebook

Zepz

Zepz is a money transfer service that helps migrants send money to their loved ones all over the world.

Website | Linkedin | Twitter | Facebook

SumUp

SumUp is a financial technology company that enables businesses to accept card payments at the Point-of-Sale or on the go.

Website | Linkedin | Twitter | Facebook

Aave

Aave is an open source non-custodial protocol on Ethereum for decentralized lending and borrowing.

Website | Linkedin | Twitter | Facebook

Tide

Tide is a business banking platform with a mission to save small businesses time and money on their banking and admin.

Website | Linkedin | Twitter | Facebook

Coinfirm

Coinfirm is the global leader in regtech for digital currencies and the blockchain-based financial ecosystem.

Website | Linkedin | Twitter | Facebook

Yapily

Yapily offers API-based software to enable innovative products to connect to banks.

Website | Linkedin | Twitter | Facebook

Zopa

Zopa offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees.

Website | Linkedin | Twitter | Facebook

ComplyAdvantage

ComplyAdvantage provides AI-driven financial crime risk data and detection technology.

Website | Linkedin | Twitter | Facebook

Barclays

Barclays is a global financial services company that provides various financial products and services worldwide.

Website | Linkedin | Twitter | Facebook

Koyo

Koyo uses machine learning to serve customers with competitively priced credit

Website | Linkedin | Twitter | Facebook

Revolut

Revolut is a financial services company that specializes in mobile banking, card payments, money remittance, and foreign exchange.

Website | Linkedin | Twitter | Facebook

Paysend

Paysend is a financial technology platform that enables any bank card (Visa or MasterCard) to send and receive money worldwide.

Website | Linkedin | Twitter | Facebook

SaltPay

SaltPay is a FinTech company dedicated to building a better future for merchants by servicing them through payment and management tools.

Website | Linkedin | Twitter | Facebook

ClearScore

ClearScore is a financial technology company that provides credit scoring services and a marketplace.

Website | Linkedin | Twitter | Facebook

Nexo

The World’s Leading Regulated Financial Institution for Digital Assets

Website | Linkedin | Twitter | Facebook

Modulr

Modulr is a fintech company that provides Payments as a Service API for digital businesses.

Website | Linkedin | Twitter | Facebook

PPRO

PPRO is the top global provider of local payments infrastructure, powering growth for payment service providers.

Website | Linkedin | Twitter | Facebook

Vector.ai

Remove the roadblocks to amazing freight forwarding operations

Website | Linkedin | Twitter | Facebook

dopay

dopay provides a cloud-based payroll service that allows employers to calculate salaries and make payments electronically.

Website | Linkedin | Twitter | Facebook

Prodigy Finance

Prodigy Finance provides postgraduate student loans to international students to attend a top school.

Website | Linkedin | Twitter | Facebook

Bought By Many

Bought By Many is a pet InsurTech company that provides insurance products and a streamlined customer experience.

Website | Linkedin | Twitter | Facebook

Augmentum Fintech

Augmentum Fintech is a FinTech fund that invests in early and later-stage FinTech companies.

Website | Linkedin | Twitter | Facebook

Homeppl

Reveal consumer's real transactional ability

Website | Linkedin | Twitter | Facebook

Soldo

Soldo is a multi-user expense account helping companies manage their budgets.

Website | Linkedin | Twitter | Facebook

Codat

Codat is an API platform that provides real-time connectivity to the financial software used by small businesses.

Website | Linkedin | Twitter | Facebook

Capital on Tap

Capital on Tap is a fintech company that provides small and medium-sized businesses with credit cards.

Website | Linkedin | Twitter | Facebook

Monese

Monese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area.

Website | Linkedin | Twitter | Facebook

MoneyHOP

MoneyHOP is a digital bank providing seamless payment and cross-border remittance solutions.

Website | Linkedin | Twitter | Facebook

iwoca

Iwoca offers credit financing services for small businesses.

Website | Linkedin | Twitter | Facebook

gohenry

Gohenry is a developer of a kids money management application helping young people to take part in the digital economy.

Website | Linkedin | Twitter | Facebook

Freetrade

Freetrade is a challenger stockbroker that offers free share trading in mobile phones.

Website | Linkedin | Twitter | Facebook

Token

Token is an open banking payments platform driving the shift from traditional payment methods to bank payments.

Website | Linkedin | Twitter | Facebook

Greengage

Building the future of finance: reinventing the merchant bank for the digital age

Website | Linkedin | Twitter | Facebook

Divido

Divido is a global white label consumer lending platform for financial institutions and multinational retailers.

Website | Linkedin | Twitter | Facebook

Cleo

Cleo is a financial assistant designed for Gen-Z that is fighting for the world's financial health.

Website | Linkedin | Twitter | Facebook

Paga

Paga is a mobile payment company building an ecosystem to enable people digitally send and receive money, creating simple financial access.

Website | Linkedin | Twitter | Facebook

Bitstamp

Bitstamp allows companies and individuals from all around the world to buy and sell bitcoin, litecoin, ethereum, ripple, and bitcoin cash.

Website | Linkedin | Twitter | Facebook

OakNorth

OakNorth is the creator of the ON Credit Intelligence Suite - proven cloud software that transforms commercial lending

Website | Linkedin | Twitter | Facebook

Ebury

Ebury is a financial services company designed to empower small and medium-sized businesses that want to trade internationally.

Website | Linkedin | Twitter | Facebook

LendInvest

LendInvest is the leading marketplace platform for property finance.

Website | Linkedin | Twitter | Facebook

Origin

Origin is the primary marketplace for fixed income borrowers and dealers.

Website | Linkedin | Twitter | Facebook

LATOKEN

LATOKEN is the leading platform for multi-asset tokenization and cryptocurrency exchange.

Website | Linkedin | Twitter | Facebook

Moneyfarm

Moneyfarm is a digital wealth manager that offers advice and investments.

Website | Linkedin | Twitter | Facebook

trustshare

Escrow infrastructure as a service. We allow brands that consumers trust to go live with a fully branded escrow solution in 5 lines of code.

Website | Linkedin | Twitter | Facebook

Moneybox

Moneybox is a mobile savings and investment app that offers a range of saving and investment products including Lifetime ISAs and Pensions.

Website | Linkedin | Twitter | Facebook

Cazana

Cazana data helps motor retailers, insurers and lenders digitally transform with big data and machine learning technology

Website | Linkedin | Twitter | Facebook

10xbanking

10xbanking offers a digital banking platform that will transform the way financial services providers operate.

Website | Linkedin | Twitter | Facebook

Salary Finance

Salary Finance partners with employers to improve employee wellbeing by helping get people out of debt and into saving.

Website | Linkedin | Twitter | Facebook

Fly Now Pay Later

Fly Now Pay Later is a fintech company that helps consumers spread the cost of their travel over a flexible duration.

Website | Linkedin | Twitter | Facebook

Capitalise.com

Capitalise uses a little funding magic to identify the best financing options available for your business.

Website | Linkedin | Twitter | Facebook

Wagestream

Wagestream is a financial services firm that allows employees to stream their earned wages into their accounts through an instant app.

Website | Linkedin | Twitter | Facebook

Zilch

Zilch is a buy now, pay later app that allows its customers to shop wherever Mastercard is accepted.

Website | Linkedin | Twitter | Facebook

MarketFinance

MarketFinance is a FinTech company providing business finance solutions that help companies grow.

Website | Linkedin | Twitter | Facebook

Habito

Habito is a digital mortgage brokerage services company that offers a personal and modernized approach to the home buying experience.

Website | Linkedin | Twitter | Facebook

Concirrus

Concirrus support digital transformation of the specialty insurance industry using the latest developments in technology.

Website | Linkedin | Twitter | Facebook

Flock Ltd.

Flock is a London-based, VC and government-backed insurtech providing intelligent insurance to drone operators and commercial motor fleets.

Website | Linkedin | Twitter | Facebook

Bud

Bud is a financial network combining APIs & data to create a new species of connected experiences.

Website | Linkedin | Twitter | Facebook

BIMA

BIMA provides digital health and insurtech services in emerging markets.

Website | Linkedin | Twitter | Facebook

Sikoia

Sikoia is the data platform and API marketplace for the next generation of financial services.

Website | Linkedin | Twitter | Facebook

Rapyd

Rapyd is a payments platform that inserts fintech services into any app and simplifies the complex offering of local payment methods.

Website | Linkedin | Twitter | Facebook

Gro

Gro develops protocols or autonomous programs designed for a simple and friendly DeFi experience.

Website | Linkedin | Twitter | Facebook

Wirex

Wirex is a digital payment platform that aims to make crypto and traditional currencies equal and accessible to everyone.

Website | Linkedin | Twitter | Facebook

TransferGo

TransferGo offers international money transfers for both migrant workers & businesses using their digital account-to-account business model.

Website | Linkedin | Twitter | Facebook

Radix

Radix DLT is building a decentralized finance protocol that provides access, liquidity, and programmability of any asset in the world.

Website | Linkedin | Twitter | Facebook

Property Partner

Property Partner is a technology-backed property investment platform.

Website | Linkedin | Twitter | Facebook

Capital.Com

Capital.com is a high-growth, investment trading fintech group of companies empowering people to participate in financial markets.

Website | Linkedin | Twitter | Facebook

Yoyo Wallet

Yoyo Wallet is a mobile payment, loyalty and marketing platform.

Website | Linkedin | Twitter | Facebook

Chip

Chip is building the best savings account in the world

Website | Linkedin | Twitter | Facebook

Meniga

Meniga is a digital banking platform that helps banks, businesses, and individuals manage their financial data.

Website | Linkedin | Twitter | Facebook

PrimaryBid

PrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital.

Website | Linkedin | Twitter | Facebook

LMAX Group

LMAX Group: Delivering a transparent, neutral, global marketplace for all participants

Website | Linkedin | Twitter | Facebook

Plend

The UK's first 'Social Lending Marketplace on a mission to make credit history, history.

Website | Linkedin | Twitter | Facebook

Griffin

Griffin is a Banking-as-a-Service provider that helps companies build and launch financial services products.

Website | Linkedin | Twitter | Facebook

Molo

Molo is a digital mortgage lending platform that uses technology and AI to make home financing faster, better, and cheaper.

Website | Linkedin | Twitter | Facebook

Kroo

Kroo is a financial technology company that develops innovative services for a new generation of customers.

Website | Linkedin | Twitter | Facebook

Keebo

Hey, we’re Keebo, the credit card designed for the new generation to build better credit and improve financial wellbeing.

Website | Linkedin | Twitter | Facebook

Pento

Pento provides a SaaS-based online platform intended to optimize payroll services.

Website | Linkedin | Twitter | Facebook

Tandem

Tandem is building a bank and financial management universe, focused on freeing users from financial stress by making money simple.

Website | Linkedin | Twitter | Facebook

TradingView

Where the world charts, chats and trades markets.

Website | Linkedin | Twitter | Facebook

Sonovate

Sonovate solves cash flow and admin headaches for users and suppliers of global contingent workforce solutions

Website | Linkedin | Twitter | Facebook

FIDEL API

Fidel is a payments API platform for developers, providing tools to build powerful, real-time products on top of payment cards.

Website | Linkedin | Twitter | Facebook

Pollinate

Pollinate Networks is a platform that works with banks to create data-driven experiences for merchants and consumers.

Website | Linkedin | Twitter | Facebook

Sumsub

Sumsub is an AI-based solution that automates identity verification and anti-fraud.

Website | Linkedin | Twitter | Facebook

Stable

Stable is a risk management platform that helps businesses around the world manage their exposure to volatile commodity prices.

Website | Linkedin | Twitter | Facebook

Tymit

Tymit is a provider of credit cards that offers financing purchases overtime and manages the monthly budget.

Website | Linkedin | Twitter | Facebook

Taptap Send

Taptap Send is an app that lets immigrants send money back home at great rates

Website | Linkedin | Twitter | Facebook

ClauseMatch

ClauseMatch is a financial technology company that provides software-as-a-service platform for smart document management.

Website | Linkedin | Twitter | Facebook

Credit Kudos

Credit Kudos is a credit bureau that uses financial behaviour and data through open banking to measure creditworthiness.

Website | Linkedin | Twitter | Facebook

YayPay

YayPay is intelligent accounts receivables automation

Website | Linkedin | Twitter | Facebook

Hokodo

Insurance APIs to make trade easier on your platform. Powerful, easy-to-use, developer friendly.

Website | Linkedin | Twitter | Facebook

Genesis Global

Genesis Global is a low-code technology platform that helps financial institutions build new applications.

Website | Linkedin | Twitter | Facebook

Hastee

Hastee is a mobile application that allows workers to receive a portion of their earned pay immediately.

Website | Linkedin | Twitter | Facebook

Blockchain.com

Blockchain.com is a platform that offers ways to buy, hold, and use cryptocurrency.

Website | Linkedin | Twitter | Facebook

Capdesk

Capdesk is an equity management platform helping companies manage cap tables, shareholder registers, and employee shares.

Website | Linkedin | Twitter | Facebook

Mercuryo

Mercuryo is an international fintech company focused on providing cryptocurrency payment solutions.

Website | Linkedin | Twitter | Facebook

Rossum

Rossum is an AI-based cloud document gateway for automated business communication.

Website | Linkedin | Twitter | Facebook

Trading 212

Trading 212 is a fintech company that provides free, smart apps to democratize the economic market.

Website | Linkedin | Twitter | Facebook

Aire

Aire provides credit assessment services that gives people a new credit score to help them qualify for essential financial products.

Website | Linkedin | Twitter | Facebook

Assetz Capital

Assetz Capital is a lending business that provides its services for SME finance, bridging, and property development sectors.

Website | Linkedin | Twitter | Facebook

tulipshare

Tulipshare is the first activist investment platform, with a focus on impactful project to make this planet better.

Website | Linkedin | Twitter | Facebook

MishiPay

Mishipay is an app allowing you to never have to stand in line to pay at a store again.

Website | Linkedin | Twitter | Facebook

Jaja

Jaja is a fintech company that provides digital and physical credit cards and other financing services.

Website | Linkedin | Twitter | Facebook

Appital

The Equity Capital Marketplace

Website | Linkedin | Twitter | Facebook

Smart Pension

Smart Pension is a workplace pension tailored specifically for UK businesses.

Website | Linkedin | Twitter | Facebook

Ziglu

Ziglu provides a digital platform that enables customers to exchange fiat currency for cryptocurrency.

Website | Linkedin | Twitter | Facebook

WeGift

WeGift’s cloud-based, open API solutions allow businesses to transfer value to consumers, in real-time and globally.

Website | Linkedin | Twitter | Facebook

ezbob

ezbob is a UK based software provider for banks and other financial institutions.

Website | Linkedin | Twitter | Facebook

GlobeDX

GlobeDX is a startup, which has dubbed itself the “Coinbase for derivatives".

Website | Linkedin | Twitter | Facebook

Volt.io

Building the leading open payments gateway.

Website | Linkedin | Twitter | Facebook

Penfold

Challenger pension getting young people and the self-employed saving enough for retirement.

Website | Linkedin | Twitter | Facebook

Urban Jungle

Urban Jungle provides an insurance technology to help young people get cheaper, better home insurance.

Website | Linkedin | Twitter | Facebook

Mode

Mode is building the next-gen financial ecosystem allowing consumers and businesses to connect in ways that have never before been achieved.

Website | Linkedin | Twitter | Facebook

Fabriik

We’re weaving together a digital asset marketplace to transform, hold, trade and grow every asset you own.

Website | Linkedin | Twitter | Facebook

Cytora

Cytora is a technology company that transforms underwriting for commercial insurance.

Website | Linkedin | Twitter | Facebook

RateSetter

RateSetter is a P2P lending platform allowing users to lend and borrow money directly from each other according to their own interest rates.

Website | Linkedin | Twitter | Facebook

SeedLegals

The simple way for companies to complete the legals needed to raise investment and distribute equity

Website | Linkedin | Twitter | Facebook

Lanistar

Lanistar is a fintech company that provides customer-centric alternative to traditional banking.

Website | Linkedin | Twitter | Facebook

LANDBAY

Landbay is a specialist Buy to Let mortgage lender using peer-to-peer technology to fund its loans.

Website | Linkedin | Twitter | Facebook

Cashaa

Next Generation Banking Platform

Website | Linkedin | Twitter | Facebook

Demica

Demica provides innovative working capital solutions to major corporations and financial institutions.

Website | Linkedin | Twitter | Facebook

Thought Machine

Thought Machine is a Fintech company that builds cloud-native technology to revolutionize core banking.

Website | Linkedin | Twitter | Facebook

UFIN

Founded in October 2019 with the main business areas of financial technology market

Website | Linkedin | Twitter | Facebook

Invstr

Invstr is a fintech app empowering investors to invest with commission-free investing and banking.

Website | Linkedin | Twitter | Facebook

Banked

Banked provides an account-to-account payment software platform.

Website | Linkedin | Twitter | Facebook

Atomico

Atomico is an international investment firm that focuses on helping disruptive technology companies scale globally.

Website | Linkedin | Twitter | Facebook

Funding Options

Funding Options is a business to business services marketplace platform operating in the UK and the Netherlands.

Website | Linkedin | Twitter | Facebook

Kantox

Kantox is a leader in Currency Management Automation software that enables businesses to automate their end-to-end FX workflow

Website | Linkedin | Twitter | Facebook

WAY2VAT

WAY2VAT offers a fully automated VAT reclaimfor businesses, based on an AI proprietary technology

Website | Linkedin | Twitter | Facebook

Tipjar

Tipjar is a cashless and contactless tipping platform.

Website | Linkedin | Twitter | Facebook

Clim8 Invest

Clim8 Invest provides an app that allows individuals to invest in industries that work towards fighting climate change.

Website | Linkedin | Twitter | Facebook

Fluidly

Fluidly is fundamentally rethinking the way businesses plan and manage cashflow, using data science, accounting domain expertise.

Website | Linkedin | Twitter | Facebook

Glint

Glint is a FinTech with an app and debit card that enables clients to save, exchange, spend and send multi-currencies and physical gold.

Website | Linkedin | Twitter | Facebook

Pomelo Pay

Pomelo Pay helps you instantly take payments using just your smartphone.

Website | Linkedin | Twitter | Facebook

We want to help you grow your

FinTech

company. SEO made simple with.

No upfront fees and rolling 1 month contracts. ROI driven SEO.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.